Why a School Took on the Problem of First-Time Homeownership Study after study has shown clear links between a family’s housing stability and their child’s educational attainment. Enabling access to down payment assistance lifts up families, children and communities. That’s why One City Schools agreed to serve as the pilot site last year for Own

What’s it like to talk with a Mortgage Broker? A person is a person, whether they’re a stranger you pass on the street or the current U.S. President. So why do we clam up when we have to talk to perfect strangers about our financial eligibility to buy a house?  Well, probably because we HAVE

Disclaimer: Listen, it wouldn’t be prudent for us to start this article without a HEAVY warning. Using your 401K or IRA for the down payment of your house is not a circumstance that should be frequently used or considered. Doing this could benefit a very niche group of people in specific circumstances (that you must

A pre-approval from a mortgage lender helps you plan for your maximum house budget. It’s a soft inquiry on your credit, and isn’t tied to a specific house. The amount you get approved for is what the lender feels comfortable saying: (1) we will likely lend you that money, (2) we feel comfortable with your

Closing on a house comes with a lot of paperwork. You and all relevant parties will sit down and sign approximately 100 pages about your new purchase. Expect this to take about an hour. The lender wants to ensure that everyone is on the same page (literally!) with how you plan to pay for your